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Sandwich Generation: Watch Out for These Costly Financial Pitfalls
The sandwich generation is generally defined as middle-aged individuals aged 40 to 60 (Generation X) sandwiched between aging parents, adult children, and grandchildren. Because members of the sandwich generation have been in the...
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Navigating Debt and Student Loans as a HENRY: Steps Towards Financial Freedom
For HENRYs — High Earners [who are] Not Rich Yet — this high salary often comes at the expense of hefty student loans or other types of debt. Tackling this debt now can allow you to put your salary to its highest and best use. But...
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How Will all the Retiring Baby Boomers Impact the Economy? – 5 Ways for Near Retiring Baby Boomers t
For those unfamiliar with the “baby boom,” it is the period that stretches from 1946 to 1964, children born at the tail end of the trials and tribulations of World War II right up to the start of the Vietnam War. It is true that baby...
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Managing Your Finances Using the Wisdom of Nelson Mandela
The story of Nelson Mandela is one of both tragedy and inspiration. Growing up, Mandela was told stories by the elders in his village of Mvezo, in the Eastern Cape of South Africa, of the heroism and courage demonstrated by his...
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Homeownership: What It Could Mean for Your Estate Plan
There is one thing that we will most likely all do one day: regardless of your status in society, position at work, or whether you are tall or short, you may pass down assets to loved ones. When that day arrives, an estate plan is...
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Don’t Get a D in Debt Management: Debt-Smart College Planning for Parents
The time has finally arrived: your child is preparing for college and getting ready to take that next big life step. It is an exciting time, but for many parents, the financial responsibility and impact on their wallets can be...
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Three Types of Insurance You Need Even on a Budget
Insurance is designed to provide coverage for some of life's biggest disasters—fire, floods, car crashes, disability, and death. But when you're on a tight budget, paying even a few extra dollars a month for an insurance policy you may...
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Understanding Today’s Private Health Insurance
Empower individuals to make informed decisions about their coverage In the complex landscape of healthcare coverage, individuals often find themselves navigating the options of private and public health insurance. While public plans,...
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Investing in Your 60s and Beyond
Once you are in your 60s, you are likely to focus less on growing your retirement funds than answering, "When do I retire?" And once you crack open your nest egg, how should you allocate its contents? The answer often lies in a...
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401(K) The Preferred Vehicle for Retirement Savings
A 401(k) retirement savings plan is one of the most desirable fringe benefits a small business can offer. For a business owner, it can help strengthen a company’s position when competing for top talent. It can also be structured to...
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Navigating the 4 Phases of Retirement
Retirement seems like a long way off, but it arrives faster than you think. The big question is, are you ready? What exactly does retirement entail? Analysts suggest there are four designated phases of retirement that a person often...
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Key Financial Wellness Metrics for Near-Retirement Individuals
As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital. This article explores...
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Avoid These 5 Things When Markets are Peaking
Tips to navigating stock market peaks from the wise words of Warren Buffett As the saying goes, "what goes up must come down." In the world of investing, this adage holds true, especially during times when stock markets are reaching...
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Social Security Simplified: Common Questions and Answers
Most American workers who earn wage income and pay Social Security taxes via withholding receive Social Security benefits at some point in retirement. While the Social Security Administration has tried to make the process easier to...
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